Why choose us?

Transparent Terms

Our pricing is simple and transparent. Our pricing is simple and transparent and there are no hidden costs. Your approved loan amount, terms, and costs are based on our analysis of your business. Fees range from 2% to 3% based on a number of business performance factors. There is a 2.5% origination fee for new loans. Apply now and see your personalized offer.

Simple Process

We've simplified small business lending. No paperwork, and no waiting in line. In fact, our application process takes less than 5 minutes to complete. Get approved for up to £50,000  and withdraw working capital up to once a day.

Personal Service

We understand your investment is a professional, financial, and emotional one. From applying to managing your account and making the most of your capital, our friendly in-house team of experts are here to help whenever you need.

how it works

About CapitalBox

CapitalBox is the leading online pan-European SME funding platform, helping to plug the financing gap for small and medium sized businesses across Europe. Our financial platform delivers timely, tailored, and trusted funding solutions that give our SME customers the support they need when they need it most.

Started out in 2015 as a division of the Ferratum Group, we've grown into our own identity. Focusing on helping more and more SMEs get easy access to business loans in Finland, Sweden, Denmark, Netherlands, Lithuania and the United Kingdom with plans of expanding even further. Through our digitalized lending platform, backed up by expert loan specialists, we make quick decisions and provide next day capital. 

We know what our customers, small and medium sized business need, and we want to ensure they get it. So, if they’re the backbone of the economy, then we’re the pulse; sending money to the parts that need it most, in as fast as a day.

CapitalBox offers online business loans from £2,000 to £50,000 with a maximum term of 18 months, so that you can focus on what’s important, growing your business! 

The technology to achieve this is complex but our mission is simple: accelerating finance to where business needs it most to thrive.
 

Blog / News

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Team capitalbox
18/08/2021

The Finnish Athletics Federation and CapitalBox, Northern Europe’s leading SME-financing Fintech company have signed a four-year cooperation agreement to make CapitalBox the new main partner of the Finnish Athletics Federation. 

CapitalBox-SpotCap
20/10/2020
CapitalBox’s acquisition of Spotcap NL marks a significant milestone in the business’s ambition to become the leading SME fintech lender in Europe.
business checklist
07/01/2020

The slowdown marked by winter or post seasonal sales is affecting quite a few small and medium sized businesses. While for some this comes after the business experiences an increase in sale, other businesses just deal with the seasonal aspect of their business.

business loan terminology
12/12/2019
There is a lot to consider when choosing the right business loan. Check out what are the most common business loan terms and terminology you should be aware of when searching for a business loan for your company.
Team capitalbox
18/08/2021

The Finnish Athletics Federation and CapitalBox, Northern Europe’s leading SME-financing Fintech company have signed a four-year cooperation agreement to make CapitalBox the new main partner of the Finnish Athletics Federation. 

CapitalBox-SpotCap
20/10/2020
CapitalBox’s acquisition of Spotcap NL marks a significant milestone in the business’s ambition to become the leading SME fintech lender in Europe.
08/01/2018

So, a person walks into a bank…

 

It sounds like the start of a riddle, doesn´t it? Well, in today´s day and age, walking into a bank kind of is.

 

To a small business owner, the saying “time is money” is a reality. When running an SME, every minute counts.

business checklist
07/01/2020

The slowdown marked by winter or post seasonal sales is affecting quite a few small and medium sized businesses. While for some this comes after the business experiences an increase in sale, other businesses just deal with the seasonal aspect of their business.

business woman using computer
05/12/2019
The holiday season might be the busiest season for your company’s. Read through our article and see if your company is ready. If not we have some great tips on how to prepare. See them now!
31/08/2019
Check out our can't-miss list of the best free tools and resources that make for great alternatives to the most popular paid tools and services.
08/01/2018

From drones to AI to 3-D printing and mobile apps, every day it seems there are new inventions and solutions which push the limits of what we thought imaginable.